DE city profile

Wilmington Cost of Living

Wilmington is the banking and commuter-market hub in Delaware, promoted in source-ready batch 03 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Median rent$1,740
Home price$430,700
Salary needed$78,660
Move score77/100

Decision Brief

What Wilmington Means for a Monthly Budget

Start here before diving into source readiness: this translates the starter numbers into the first budget questions a mover would ask.

Housing floor

Rent plus utilities

$1,924/mo

Starter monthly baseline before insurance, transportation, childcare, debt, healthcare, and deposits.

Income fit

Rent share

27%

Rent as a share of the monthly income target of $6,555.

Best next check

Run the comparison

77/100

A middle-to-strong starter relocation signal for comparison shopping.

Budget itemStarter valueHow to use it
Rent benchmark$1,740/moUse this as the first housing filter before deposits, parking, pet rent, and insurance.
Rent plus utilities$1,924/moA starter housing floor for comparing monthly pressure across nearby cities.
Monthly income target$6,555/moDerived from the annual salary-needed estimate; verify taxes and household size later.
Home price signal$430,700Useful for buy-versus-rent screening before taxes, insurance, HOA, and mortgage rates.
Groceries index102Directional grocery pressure benchmark until source-backed local rows are added.

Metric Readiness

Wilmington Cost Data Checklist

0 of 6 metrics have source-backed rows.

MetricCurrent ValueReview StatusSource
Median rent$1,740Starter estimateNeeds metric-level source row
Home price$430,700Starter estimateNeeds metric-level source row
Utilities$184/moStarter estimateNeeds metric-level source row
Groceries index102Starter estimateNeeds metric-level source row
Salary needed$78,660Starter estimateNeeds metric-level source row
Move score77/100Starter estimateNeeds metric-level source row

City Snapshot

Wilmington Budget Signals

Starter comparisons against the current Delaware city set.

Lower-rent market

Rent Position

$1,740

$185 below the state starter average.

Higher salary target

Salary Fit

$78,660

$9,998 above the state starter average.

Monthly pressure

Utilities

$184

Starter monthly utility benchmark before provider and home-efficiency checks.

Move score

Relocation Signal

77/100

A middle-to-strong starter relocation signal for comparison shopping.

Budget Read

Salary Needed Estimate

A starter household income estimate for comparing cities is $78,660. The next data pass should split this by household size, tax profile, debt payments, and renter versus homeowner scenarios.

Median rent$1,740
Home price$430,700
Utilities$184/mo
Groceries102
Salary needed$78,660
Move score77/100

Data note

The metric readiness table marks which numbers are backed by metric-level source rows and which remain starter estimates. Replace starter estimates with sourced rows before publishing advice pages at scale.

Move Readiness

Before Moving to Wilmington

Treat this as a short pre-move screen. It turns the starter profile into a practical checklist for budget, support, and bill-risk research.

Budget

Confirm the full monthly stack

Start with $1,740 rent and $184 utilities, then add insurance, transportation, healthcare, childcare, debt, and deposits.

Comparison

Protect the rent advantage

Wilmington is $185 below the Delaware starter rent average, so compare at least two other city pages before choosing a lease.

Benefits

Check local support before a crisis

Open the Wilmington benefits page for food, healthcare, rent, utility, and local intake pathways.

Bills

Price the recurring bill risks

Quote insurance, mobile, internet, utilities, and debt payments early so the rent number does not hide the real monthly pressure.

Compare Nearby

Wilmington Versus Other Delaware Markets

Use these starter comparisons to decide which city page or calculator to open next.

Nearby comparison

Rehoboth Beach

Rent: $1,920. Salary needed: $85,560.

Next Actions

Plan Around Wilmington

Move from the city profile into practical tools and local support paths.