Terms
Terms of Use
LifeAtlas USA provides practical information for U.S. cost of living, benefits, moving, and household bill decisions. These terms explain the rules and limits for using the site.
Scope
What LifeAtlas Is and Is Not
The site can help organize research, but official agencies, providers, professionals, contracts, and laws control final outcomes.
Informational Use
LifeAtlas content and tools are for general planning and informational purposes. They are not professional, legal, tax, financial, insurance, healthcare, housing, benefits, or immigration advice.
No Official Status
LifeAtlas is not a government agency, public benefits administrator, insurer, lender, landlord, broker, tax preparer, attorney, moving company, or utility provider.
Verify Before Acting
You are responsible for verifying costs, benefit eligibility, program rules, deadlines, prices, coverage, taxes, contracts, and moving details with official sources and qualified professionals.
No Eligibility Promise
Benefits pages and screeners can point toward possible programs, but only the relevant agency, administrator, provider, or court can determine eligibility, approval, deadlines, or benefit amounts.
Cost and Market Estimates
Rent, home price, utility, grocery, salary, moving, and score estimates may be incomplete, delayed, directional, or based on starter data unless clearly marked as source-ready.
Emergency and Urgent Needs
LifeAtlas is not an emergency service. For immediate danger, medical crisis, utility shutoff, eviction deadline, legal deadline, or safety risk, contact the appropriate emergency, agency, court, or professional channel.
Accounts
Account and Saved-Search Rules
- You are responsible for keeping your login credentials and account access secure.
- Saved searches are convenience features and may include selected states, cities, tool inputs, and return links.
- You should not store highly sensitive personal, financial, medical, benefits case, immigration, or legal information in saved searches.
- LifeAtlas may suspend, restrict, or remove access to accounts or features if needed for security, abuse prevention, legal compliance, or site operations.
User Conduct
Reasonable Use Rules
- Do not use the site to break the law, violate someone else's rights, scrape aggressively, interfere with security, or overload the service.
- Do not submit malicious code, spam, deceptive content, unlawful content, or information you do not have the right to provide.
- If you submit corrections, messages, source links, or feedback, you allow LifeAtlas to review, store, edit, and use that submission to operate and improve the site.
- Do not rely on LifeAtlas as the sole record for deadlines, applications, benefits cases, leases, moves, insurance, taxes, or financial decisions.
Legal Baseline
Disclosures, Limits, and Third Parties
These provisions apply to the fullest extent permitted by applicable law. Some rights cannot be waived or limited in certain jurisdictions.
Partner Links
LifeAtlas may include referral links, comparison placements, sponsored placements, or partner destinations. Compensation may be received, but partner availability, prices, underwriting, coverage, and terms can change.
Third-Party Sites
Links to agencies, providers, partners, or other websites are offered for convenience. Third-party sites are governed by their own policies, terms, prices, forms, and decisions.
Changes and Availability
LifeAtlas may add, change, pause, remove, or limit pages, tools, routes, data, accounts, partners, or features at any time.
Intellectual Property
LifeAtlas names, designs, text, code, data organization, and page structure are owned by LifeAtlas or its licensors unless otherwise stated. Public official source materials remain owned by their respective sources.
Disclaimer of Warranties
The site is provided as available and as is. LifeAtlas does not guarantee that information will be complete, current, uninterrupted, error-free, secure, or suitable for a particular decision.
Limitations
To the fullest extent allowed by law, LifeAtlas is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for decisions made using incomplete or outdated information.
Updates
Changes to These Terms
LifeAtlas may update these terms as the site, laws, providers, account features, data practices, or partner programs change. The updated date should reflect material changes.
Continued use of the site after updated terms are posted means you accept the updated terms to the extent permitted by law.