IL cost guide

Illinois Cost of Living

Illinois is a Midwest comparison state where Chicago transit and job access, suburban costs, downstate affordability, taxes, utilities, healthcare, and benefit navigation create very different household budget profiles.

StateIL
RegionMidwest
Detailed cities13
Avg salary needed$67,404

State Navigator

Pick a Starting Point in Illinois

These shortcuts turn the starter city import into a practical browsing path: lower-cost starts, higher-pressure markets, and cities that look easier to compare for a move.

Lower-cost starts

Begin with rent relief

Cities below the current state starter average of $1,544 rent.

Budget pressure

Check income fit first

Higher salary-needed markets where households should test the budget before falling in love with the move.

Move signal

Compare relocation fit

Stronger starter move scores for households scanning where the tradeoffs look more workable.

CityRent vs. state avgSalary vs. state avgMove scoreNext step
Bloomington$149 below$6,080 below81/100Compare
Waukegan$41 above$6,080 below81/100Compare
Champaign$224 below$5,304 below79/100Compare
Peoria$224 below$5,304 below79/100Compare
Springfield$224 below$5,304 below79/100Compare
Decatur$560 below$11,531 below78/100Compare
Chicago$196 above$11,256 above78/100Compare
Elgin$278 above$734 above77/100Compare
Rockford$374 below$10,824 below76/100Compare
Aurora$44 below$1,596 above75/100Compare
Joliet$44 below$1,596 above75/100Compare
Evanston$950 above$17,087 above72/100Compare
Naperville$376 above$18,156 above70/100Compare

State Snapshot

How Illinois Markets Compare

Starter numbers help visitors see the shape of the market before drilling into city pages or running a side-by-side comparison.

Search Angles

Why This State Matters

Midwest comparison page for cost, benefits, bills, and moving searches

Build this into comparison pages, calculators, and local guides as data quality improves.

Statewide benefit and household-cost content can publish before city data is complete

Build this into comparison pages, calculators, and local guides as data quality improves.

Local city pages should be added as sourced rent, utility, insurance, and wage data improves

Build this into comparison pages, calculators, and local guides as data quality improves.

Cities

Illinois Starter Markets

Starter averages: $1,544 rent and $305,969 home price.

Aurora

Illinois

Source-ready
Source-ready

Aurora is the suburban commuter and family market in Illinois, promoted in source-ready batch 01 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,500
Home price$325,000
Utilities$185
Salary needed$69,000
Groceries101
Move score75/100

Bloomington

Illinois

Starter
Strongest move scoreLower salary targetRelocation-friendly

Bloomington is a supplemental starter city profile for the central Illinois insurance and college market in Illinois, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,395
Home price$264,699
Utilities$196
Salary needed$61,324
Groceries104
Move score81/100

Champaign

Illinois

Starter
Lower salary target

Champaign is a college-town rental and jobs market in Illinois, useful for starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,320
Home price$279,500
Utilities$191
Salary needed$62,100
Groceries103
Move score79/100

Chicago

Illinois

Source-ready
Source-ready

Chicago is the large transit and job-market metro in Illinois, promoted in source-ready batch 01 for comparisons around housing, wages, transit, taxes, benefits, and moving costs.

Rent$1,740
Home price$383,500
Utilities$179
Salary needed$78,660
Groceries100
Move score78/100

Decatur

Illinois

Starter
Lowest starter rentLower salary target

Decatur is a supplemental starter city profile for the lower-cost central Illinois market in Illinois, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$984
Home price$104,867
Utilities$208
Salary needed$55,873
Groceries107
Move score78/100

Elgin

Illinois

Starter
Starter profile

Elgin is a supplemental starter city profile for the Chicago-area commuter and family market in Illinois, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,822
Home price$333,920
Utilities$190
Salary needed$68,138
Groceries103
Move score77/100

Evanston

Illinois

Starter
Higher-cost market

Evanston is a supplemental starter city profile for the premium Chicago-adjacent university market in Illinois, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$2,494
Home price$479,745
Utilities$202
Salary needed$84,491
Groceries106
Move score72/100

Joliet

Illinois

Starter
Starter profile

Joliet is a Chicago-area commuter and logistics market in Illinois, useful for starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,500
Home price$325,000
Utilities$185
Salary needed$69,000
Groceries101
Move score75/100

Naperville

Illinois

Source-ready
Source-ready

Naperville is the premium suburb and school-market comparison in Illinois, promoted in source-ready batch 01 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,920
Home price$435,500
Utilities$197
Salary needed$85,560
Groceries104
Move score70/100

Peoria

Illinois

Starter
Lower salary target

Peoria is a regional healthcare and affordability market in Illinois, useful for starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,320
Home price$279,500
Utilities$191
Salary needed$62,100
Groceries103
Move score79/100

Rockford

Illinois

Source-ready
Lower salary targetSource-ready

Rockford is the lower-cost regional market in Illinois, promoted in source-ready batch 01 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,170
Home price$247,000
Utilities$203
Salary needed$56,580
Groceries106
Move score76/100

Springfield

Illinois

Source-ready
Lower salary targetSource-ready

Springfield is the state-capital affordability market in Illinois, promoted in source-ready batch 01 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,320
Home price$279,500
Utilities$191
Salary needed$62,100
Groceries103
Move score79/100

Waukegan

Illinois

Starter
Lower salary targetRelocation-friendly

Waukegan is a supplemental starter city profile for the lakefront and commuter affordability market in Illinois, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,585
Home price$239,865
Utilities$196
Salary needed$61,324
Groceries104
Move score81/100

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