RI city profile

Narragansett Cost of Living

Narragansett is a supplemental starter city profile for the coastal rental and tourism market in Rhode Island, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Median rent$2,279
Home price$847,637
Salary needed$99,674
Move score66/100

Decision Brief

What Narragansett Means for a Monthly Budget

Start here before diving into source readiness: this translates the starter numbers into the first budget questions a mover would ask.

Housing floor

Rent plus utilities

$2,523/mo

Starter monthly baseline before insurance, transportation, childcare, debt, healthcare, and deposits.

Income fit

Rent share

27%

Rent as a share of the monthly income target of $8,306.

Best next check

Run the comparison

66/100

A market that needs closer review before a budget-first move.

Budget itemStarter valueHow to use it
Rent benchmark$2,279/moUse this as the first housing filter before deposits, parking, pet rent, and insurance.
Rent plus utilities$2,523/moA starter housing floor for comparing monthly pressure across nearby cities.
Monthly income target$8,306/moDerived from the annual salary-needed estimate; verify taxes and household size later.
Home price signal$847,637Useful for buy-versus-rent screening before taxes, insurance, HOA, and mortgage rates.
Groceries index113Directional grocery pressure benchmark until source-backed local rows are added.

Metric Readiness

Narragansett Cost Data Checklist

1 of 6 metrics have source-backed rows.

MetricCurrent ValueReview StatusSource
Median rent$2,279Starter estimateNeeds metric-level source row
Home price$847,637Source-backedZillow Home Value Index city all-homes mid-tier value, Apr 30, 2026
Utilities$244/moStarter estimateNeeds metric-level source row
Groceries index113Starter estimateNeeds metric-level source row
Salary needed$99,674Starter estimateNeeds metric-level source row
Move score66/100Starter estimateNeeds metric-level source row

City Snapshot

Narragansett Budget Signals

Starter comparisons against the current Rhode Island city set.

Higher-rent market

Rent Position

$2,279

$151 above the state starter average.

Higher salary target

Salary Fit

$99,674

$18,179 above the state starter average.

Monthly pressure

Utilities

$244

Starter monthly utility benchmark before provider and home-efficiency checks.

Move score

Relocation Signal

66/100

A market that needs closer review before a budget-first move.

Budget Read

Salary Needed Estimate

A starter household income estimate for comparing cities is $99,674. The next data pass should split this by household size, tax profile, debt payments, and renter versus homeowner scenarios.

Median rent$2,279
Home price$847,637
Utilities$244/mo
Groceries113
Salary needed$99,674
Move score66/100

Data note

The metric readiness table marks which numbers are backed by metric-level source rows and which remain starter estimates. Replace starter estimates with sourced rows before publishing advice pages at scale.

Move Readiness

Before Moving to Narragansett

Treat this as a short pre-move screen. It turns the starter profile into a practical checklist for budget, support, and bill-risk research.

Budget

Confirm the full monthly stack

Start with $2,279 rent and $244 utilities, then add insurance, transportation, healthcare, childcare, debt, and deposits.

Comparison

Test cheaper nearby options

Narragansett is $151 above the Rhode Island starter rent average, so compare at least two other city pages before choosing a lease.

Benefits

Check local support before a crisis

Open the Narragansett benefits page for food, healthcare, rent, utility, and local intake pathways.

Bills

Price the recurring bill risks

Quote insurance, mobile, internet, utilities, and debt payments early so the rent number does not hide the real monthly pressure.

Compare Nearby

Narragansett Versus Other Rhode Island Markets

Use these starter comparisons to decide which city page or calculator to open next.

Nearby comparison

Barrington

Rent: $2,279. Salary needed: $99,674.

Next Actions

Plan Around Narragansett

Move from the city profile into practical tools and local support paths.