MN city profile

Duluth Cost of Living

Duluth is the lake-region and winter utility market in Minnesota, promoted in source-ready batch 02 for comparisons around housing, wages, winter bills, taxes, benefits, and moving costs.

Median rent$1,188
Home price$283,800
Salary needed$58,500
Move score82/100

Decision Brief

What Duluth Means for a Monthly Budget

Start here before diving into source readiness: this translates the starter numbers into the first budget questions a mover would ask.

Housing floor

Rent plus utilities

$1,382/mo

Starter monthly baseline before insurance, transportation, childcare, debt, healthcare, and deposits.

Income fit

Rent share

24%

Rent as a share of the monthly income target of $4,875.

Best next check

Check move timing

82/100

One of the stronger starter relocation signals in this state set.

Budget itemStarter valueHow to use it
Rent benchmark$1,188/moUse this as the first housing filter before deposits, parking, pet rent, and insurance.
Rent plus utilities$1,382/moA starter housing floor for comparing monthly pressure across nearby cities.
Monthly income target$4,875/moDerived from the annual salary-needed estimate; verify taxes and household size later.
Home price signal$283,800Useful for buy-versus-rent screening before taxes, insurance, HOA, and mortgage rates.
Groceries index102Directional grocery pressure benchmark until source-backed local rows are added.

Metric Readiness

Duluth Cost Data Checklist

0 of 6 metrics have source-backed rows.

MetricCurrent ValueReview StatusSource
Median rent$1,188Starter estimateNeeds metric-level source row
Home price$283,800Starter estimateNeeds metric-level source row
Utilities$194/moStarter estimateNeeds metric-level source row
Groceries index102Starter estimateNeeds metric-level source row
Salary needed$58,500Starter estimateNeeds metric-level source row
Move score82/100Starter estimateNeeds metric-level source row

City Snapshot

Duluth Budget Signals

Starter comparisons against the current Minnesota city set.

Lower-rent market

Rent Position

$1,188

$292 below the state starter average.

Lower salary target

Salary Fit

$58,500

$5,141 below the state starter average.

Monthly pressure

Utilities

$194

Starter monthly utility benchmark before provider and home-efficiency checks.

Move score

Relocation Signal

82/100

One of the stronger starter relocation signals in this state set.

Budget Read

Salary Needed Estimate

A starter household income estimate for comparing cities is $58,500. The next data pass should split this by household size, tax profile, debt payments, and renter versus homeowner scenarios.

Median rent$1,188
Home price$283,800
Utilities$194/mo
Groceries102
Salary needed$58,500
Move score82/100

Data note

The metric readiness table marks which numbers are backed by metric-level source rows and which remain starter estimates. Replace starter estimates with sourced rows before publishing advice pages at scale.

Move Readiness

Before Moving to Duluth

Treat this as a short pre-move screen. It turns the starter profile into a practical checklist for budget, support, and bill-risk research.

Budget

Confirm the full monthly stack

Start with $1,188 rent and $194 utilities, then add insurance, transportation, healthcare, childcare, debt, and deposits.

Comparison

Protect the rent advantage

Duluth is $292 below the Minnesota starter rent average, so compare at least two other city pages before choosing a lease.

Benefits

Check local support before a crisis

Open the Duluth benefits page for food, healthcare, rent, utility, and local intake pathways.

Bills

Price the recurring bill risks

Quote insurance, mobile, internet, utilities, and debt payments early so the rent number does not hide the real monthly pressure.

Compare Nearby

Duluth Versus Other Minnesota Markets

Use these starter comparisons to decide which city page or calculator to open next.

Next Actions

Plan Around Duluth

Move from the city profile into practical tools and local support paths.