MN cost guide

Minnesota Cost of Living

Minnesota is an Upper Midwest comparison state where Twin Cities jobs, Rochester healthcare, winter utilities, college and lake-region markets, taxes, transit, and benefits shape family affordability.

StateMN
RegionMidwest
Detailed cities13
Avg salary needed$63,641

State Navigator

Pick a Starting Point in Minnesota

These shortcuts turn the starter city import into a practical browsing path: lower-cost starts, higher-pressure markets, and cities that look easier to compare for a move.

Lower-cost starts

Begin with rent relief

Cities below the current state starter average of $1,480 rent.

Budget pressure

Check income fit first

Higher salary-needed markets where households should test the budget before falling in love with the move.

Move signal

Compare relocation fit

Stronger starter move scores for households scanning where the tradeoffs look more workable.

CityRent vs. state avgSalary vs. state avgMove scoreNext step
Moorhead$85 below$5,287 below85/100Compare
Plymouth$430 above$5,287 below85/100Compare
Woodbury$718 above$5,287 below85/100Compare
Duluth$292 below$5,141 below82/100Compare
Mankato$292 below$5,141 below82/100Compare
St. Cloud$292 below$5,141 below82/100Compare
Bemidji$33 above$10,474 below82/100Compare
Bloomington$174 above$5,141 below82/100Compare
Minneapolis$86 above$10,459 above81/100Compare
Rochester$130 below$1,359 above78/100Compare
Saint Paul$130 below$1,359 above78/100Compare
Brainerd$464 below$16,758 above76/100Compare
Eden Prairie$248 above$16,959 above73/100Compare

State Snapshot

How Minnesota Markets Compare

Starter numbers help visitors see the shape of the market before drilling into city pages or running a side-by-side comparison.

Search Angles

Why This State Matters

Midwest comparison page for cost, benefits, bills, and moving searches

Build this into comparison pages, calculators, and local guides as data quality improves.

Statewide benefit and household-cost content can publish before city data is complete

Build this into comparison pages, calculators, and local guides as data quality improves.

Local city pages should be added as sourced rent, utility, insurance, and wage data improves

Build this into comparison pages, calculators, and local guides as data quality improves.

Cities

Minnesota Starter Markets

Starter averages: $1,480 rent and $346,195 home price.

Bemidji

Minnesota

Starter
Lower salary targetRelocation-friendly

Bemidji is a supplemental starter city profile for the northwoods regional access market in Minnesota, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,513
Home price$216,534
Utilities$210
Salary needed$53,167
Groceries106
Move score82/100

Bloomington

Minnesota

Source-ready
Lower salary targetRelocation-friendlySource-ready

Bloomington is the suburban commuter and family market in Minnesota, promoted in source-ready batch 02 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,654
Home price$366,438
Utilities$194
Salary needed$58,500
Groceries102
Move score82/100

Brainerd

Minnesota

Starter
Lowest starter rent

Brainerd is a supplemental starter city profile for the lake-region tourism and housing market in Minnesota, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,016
Home price$311,283
Utilities$204
Salary needed$80,399
Groceries104
Move score76/100

Duluth

Minnesota

Source-ready
Lower salary targetRelocation-friendlySource-ready

Duluth is the lake-region and winter utility market in Minnesota, promoted in source-ready batch 02 for comparisons around housing, wages, winter bills, taxes, benefits, and moving costs.

Rent$1,188
Home price$283,800
Utilities$194
Salary needed$58,500
Groceries102
Move score82/100

Eden Prairie

Minnesota

Starter
Starter profile

Eden Prairie is a premium Twin Cities suburb market in Minnesota, useful for starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,728
Home price$442,200
Utilities$200
Salary needed$80,600
Groceries103
Move score73/100

Mankato

Minnesota

Starter
Lower salary targetRelocation-friendly

Mankato is a college and regional affordability market in Minnesota, useful for starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,188
Home price$283,800
Utilities$194
Salary needed$58,500
Groceries102
Move score82/100

Minneapolis

Minnesota

Source-ready
Relocation-friendlySource-ready

Minneapolis is the Twin Cities jobs and housing market in Minnesota, promoted in source-ready batch 02 for comparisons around housing, wages, transit, taxes, benefits, and moving costs.

Rent$1,566
Home price$389,400
Utilities$182
Salary needed$74,100
Groceries99
Move score81/100

Moorhead

Minnesota

Starter
Strongest move scoreLower salary targetRelocation-friendly

Moorhead is a supplemental starter city profile for the Fargo-adjacent college and housing market in Minnesota, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,395
Home price$286,330
Utilities$198
Salary needed$58,354
Groceries103
Move score85/100

Plymouth

Minnesota

Starter
Lower salary targetRelocation-friendly

Plymouth is a supplemental starter city profile for the Twin Cities family and commuter market in Minnesota, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,910
Home price$514,358
Utilities$198
Salary needed$58,354
Groceries103
Move score85/100

Rochester

Minnesota

Source-ready
Source-ready

Rochester is the healthcare employment market in Minnesota, promoted in source-ready batch 02 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,350
Home price$330,000
Utilities$188
Salary needed$65,000
Groceries100
Move score78/100

Saint Paul

Minnesota

Source-ready
Source-ready

Saint Paul is the state-capital and transit market in Minnesota, promoted in source-ready batch 02 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Rent$1,350
Home price$330,000
Utilities$188
Salary needed$65,000
Groceries100
Move score78/100

St. Cloud

Minnesota

Starter
Lower salary targetRelocation-friendly

St. Cloud is a regional jobs and college market in Minnesota, useful for starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$1,188
Home price$283,800
Utilities$194
Salary needed$58,500
Groceries102
Move score82/100

Woodbury

Minnesota

Starter
Higher-cost marketLower salary targetRelocation-friendly

Woodbury is a supplemental starter city profile for the Twin Cities east-metro family market in Minnesota, useful for route coverage and starter comparisons around rent, housing, utilities, wages, benefits, insurance, and moving costs.

Rent$2,198
Home price$462,589
Utilities$198
Salary needed$58,354
Groceries103
Move score85/100

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