WI city profile

Madison Cost of Living

Madison is the state-capital and university market in Wisconsin, promoted in source-ready batch 02 for comparisons around housing, wages, utilities, taxes, benefits, and moving costs.

Median rent$1,697
Home price$429,253
Salary needed$59,000
Move score79/100

Decision Brief

What Madison Means for a Monthly Budget

Start here before diving into source readiness: this translates the starter numbers into the first budget questions a mover would ask.

Housing floor

Rent plus utilities

$1,882/mo

Starter monthly baseline before insurance, transportation, childcare, debt, healthcare, and deposits.

Income fit

Rent share

35%

Rent as a share of the monthly income target of $4,917.

Best next check

Run the comparison

79/100

A middle-to-strong starter relocation signal for comparison shopping.

Budget itemStarter valueHow to use it
Rent benchmark$1,697/moUse this as the first housing filter before deposits, parking, pet rent, and insurance.
Rent plus utilities$1,882/moA starter housing floor for comparing monthly pressure across nearby cities.
Monthly income target$4,917/moDerived from the annual salary-needed estimate; verify taxes and household size later.
Home price signal$429,253Useful for buy-versus-rent screening before taxes, insurance, HOA, and mortgage rates.
Groceries index98Directional grocery pressure benchmark until source-backed local rows are added.

Metric Readiness

Madison Cost Data Checklist

2 of 6 metrics have source-backed rows.

MetricCurrent ValueReview StatusSource
Median rent$1,697Source-backedZillow Observed Rent Index city all-homes rent, Apr 30, 2026
Home price$429,253Source-backedZillow Home Value Index city all-homes mid-tier value, Apr 30, 2026
Utilities$185/moStarter estimateNeeds metric-level source row
Groceries index98Starter estimateNeeds metric-level source row
Salary needed$59,000Starter estimateNeeds metric-level source row
Move score79/100Starter estimateNeeds metric-level source row

City Snapshot

Madison Budget Signals

Starter comparisons against the current Wisconsin city set.

Higher-rent market

Rent Position

$1,697

$400 above the state starter average.

Higher salary target

Salary Fit

$59,000

$5,531 above the state starter average.

Monthly pressure

Utilities

$185

Starter monthly utility benchmark before provider and home-efficiency checks.

Move score

Relocation Signal

79/100

A middle-to-strong starter relocation signal for comparison shopping.

Budget Read

Salary Needed Estimate

A starter household income estimate for comparing cities is $59,000. The next data pass should split this by household size, tax profile, debt payments, and renter versus homeowner scenarios.

Median rent$1,697
Home price$429,253
Utilities$185/mo
Groceries98
Salary needed$59,000
Move score79/100

Data note

The metric readiness table marks which numbers are backed by metric-level source rows and which remain starter estimates. Replace starter estimates with sourced rows before publishing advice pages at scale.

Move Readiness

Before Moving to Madison

Treat this as a short pre-move screen. It turns the starter profile into a practical checklist for budget, support, and bill-risk research.

Budget

Confirm the full monthly stack

Start with $1,697 rent and $185 utilities, then add insurance, transportation, healthcare, childcare, debt, and deposits.

Comparison

Test cheaper nearby options

Madison is $400 above the Wisconsin starter rent average, so compare at least two other city pages before choosing a lease.

Benefits

Check local support before a crisis

Open the Madison benefits page for food, healthcare, rent, utility, and local intake pathways.

Bills

Price the recurring bill risks

Quote insurance, mobile, internet, utilities, and debt payments early so the rent number does not hide the real monthly pressure.

Compare Nearby

Madison Versus Other Wisconsin Markets

Use these starter comparisons to decide which city page or calculator to open next.

Next Actions

Plan Around Madison

Move from the city profile into practical tools and local support paths.